Foreclosure Filings Up 1 Percent This Month, 10 Percent Since Last Year

ATTOM, a provider of property data, AI-powered intelligence, and real estate analytics solutions, has released its July 2026 U.S. Foreclosure Market Report, which shows there were a total of 39,906 U.S. properties with foreclosure filings — default notices, scheduled auctions or bank repossessions — up 1 percent from a month ago and up 10 percent from a year ago.

South Carolina ranks second in the nation, with foreclosure filings for one in every 2,085 housing units.

"The increase in foreclosure starts and completed foreclosures compared to last year shows that financial pressures remain a factor for some homeowners," said Rob Barber, CEO at ATTOM. "However, the broader context is important. Foreclosure activity remains relatively low by historical standards. While annual increases have become more common, current volumes indicate that the market remains relatively resilient overall."

In July 2026, one in every 3,603 housing units nationwide had a foreclosure filing. Nevada led the nation with one foreclosure filing for every 1,703 housing units. South Carolina ranked second, followed by Florida (one in every 2,232 housing units), Delaware (one in every 2,579 housing units), and Texas (one in every 2,653 housing units).

Among metro areas with populations of 200,000 or more, Punta Gorda, Florida, recorded the worst foreclosure rate in July 2026, with one filing for every 899 housing units. Following Punta Gorda were Killeen, Texas (one in every 1,359); Las Vegas, Nevada (one in every 1,394); Vallejo, California (one in every 1,432 housing units); and Lakeland, Florida (one in every 1,501).

Lenders initiated the foreclosure process on 26,648 U.S. properties in July 2026, up 2 percent from the previous month and up 10 percent from a year ago.