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United Community Banks, Inc. (NYSE: UCB) completed its merger with ANB Holdings, Inc. effective May 1, 2025.

In the transaction, ANB’s wholly-owned bank subsidiary, American National Bank was also merged into United’s bank subsidiary, Greenville, South Carolina-based United Community.

Officials said ANB Bank will operate under the United Community brand after all core systems, signage, and branding are converted to those of United Community on the weekend of July 11, 2025.

ANB Bank is headquartered in Oakland Park, Florida, a northern and fast-growing part of the Miami metropolitan area.

Founded in 1985, ANB Bank primarily services Miami Dade, Broward, and Palm Beach counties.

It is a franchise with an experienced management team led by President and Chief Executive Officer Ginger Martin.

As of March 31, 2025, ANB Bank reported total assets of $452 million, with total loans of $317 million, and total deposits of $387 million, of which over $300 million are non-CD core deposits.

“We are delighted to welcome American National Bank’s outstanding group of bankers to the United Community team. We’ve been working closely with this group for some time now, and we continue to be impressed with their community-focused, service-first approach to banking. The cultural alignment between our teams is very strong,” said Lynn Harton, chairman and chief executive officer of United.

Harton added, “This partnership will add a customer service focused hub in an attractive market. We look forward to continuing to invest in growth, employee engagement, and community development in the South Florida market.”

Said Ginger Martin, president and chief executive officer of ANB Bank: “We have built an outstanding banking franchise in South Florida, and we are excited to move into this next phase of our growth in partnership with United Community.”

Martin added, "The alignment of our values and priorities, combined with a larger balance sheet and expanded product offerings, will ensure that we continue to provide excellent service to our customers and meaningfully contribute to our community.”

Stephens Inc. acted as financial advisor to United, and Wachtell, Lipton, Rosen & Katz served as United’s legal advisor.

Hovde Group, LLC served as ANB’s financial advisor, and Smith Mackinnon, PA served as ANB’s legal advisor.